For many who have pre-existing conditions that may result in coverage denials, COBRA becomes the only, usually more expensive, option. Even with government subsidies to decrease the cost of COBRA, I would have had to shell out 3-4 times more under COBRA, even with the reduction in cost. Not ideal. But, those with pre-existing conditions are forced to cling to COBRA at a higher cost to avoid the risk of coverage denial.
Right now, we have the opportunity to discuss health care coverage for those who are unemployed or who can't afford coverage. There are many options being discussed right now by your representatives. It doesn't matter where you stand on the issue; stand up and be heard! Take two minutes of your time and call your senators and Congressional representatives and let them know how having health care or not has impacted your life.
See below for contact information: